The Malaysia My Second Home (MM2H)
Key benefits of MM2h
What is My Second Home (MM2H)?
The Malaysia My Second Home (MM2H) program is a long-term visa initiative by the Malaysian government, offering foreigners the opportunity to live or retire in Malaysia on a renewable multiple-entry visa, typically valid for up to 20 years. Designed to attract expatriates, retirees, and individuals seeking a second home, the program provides the freedom to enjoy Malaysia’s affordable lifestyle, high-quality healthcare, and vibrant cultural diversity without committing to full citizenship.
MM2H participants can reside in Malaysia while maintaining ties to their home country, making it a flexible and appealing choice for those looking to experience the best of Southeast Asia.
Long-term residency in Malaysia
Residence permits can be granted for a maximum of 20 years.
Property ownership
Opportunities to purchase property in malaysia under special guidelines
Global Opportunities
With its strategic, Malaysia offers excellent business and investment opportunities in a variety of industries.
Visa Eligibility for Family Members
Dependents, including spouses, children, parents, and parents in law are eligible for a visa attached to the primary applicant's MM2H visa.
Malaysian Privilledge
From its warm tropical climate to its affordable living costs, excellent healthcare, quality education system and modern infrastructure.
Tax Exemption on Funds Brought Into Malaysia.
Funds remitted from other countries to Malaysia are exempt from tax.
MM2H Visa Requirement
| Criteria | 35 – 49 years old | Above 50 years old |
|---|---|---|
| Liquid Assets | RM1,500,000 or more | RM1,000,000 or more |
| Monthly Income | RM40,000 or more | RM40,000 or more |
| Fixed Deposit | RM1,000,000 or more ※Additional RM50,000 is required per dependent. | RM1,000,000 or more |
| No Criminal Record | Letter of Good Consent from home country’s police department | |
| Duration | 5 years | |
| Length of Stay | Participants are required to stay in Malaysia for at least 90 days (cumulative) a year. | |
| Category | SILVER | GOLD | PLATINUM | SPECIAL ECONOMIC / FINANCIAL ZONE |
|---|---|---|---|---|
| Applicant Age | Above 25 years old | Above 21 years old | ||
| Liquid Assets | Not required | |||
| Monthly Income | Not required | |||
| Fixed Deposit | USD150,000 or more | USD500,000 or more | USD1,000,000 or more | 21 – 49 years old: USD65,000 or more Above 50 years old: USD32,000 or more |
| Purchase of Property (Residential Property) | RM600,000 or more | RM1,000,000 or more | RM2,000,000 or more | No price stated ※The purchase must come directly from property developers. |
| * Participants are required to purchase a property within one year of visa endorsement after their MM2H visa is approved. * However, if a property was purchased and owned before the MM2H visa application, that property will be accepted as meeting the requirement. (Based on information shared by MOTAC with agents.) * Participants are prohibited from selling their property for 10 years. However, they are permitted to upgrade by purchasing a new property of higher value than the one currently owned. * Failure to comply with these conditions may result in the cancellation of the MM2H visa. |
||||
| Initial Participation Fee (One-Time) | RM1,000 ※Main applicant only |
RM3,000 | RM200,000 | RM1,000 |
| No Criminal Record | Letter of Good Consent from home country’s police department | |||
| Duration | 5 years | 15 years | 20 years | 10 years |
| Length of Stay | Participants are required to stay in Malaysia for at least 90 days a year. (* For ages 21 – 49, it is sufficient if either the main applicant or one accompanying person fulfills the requirement.) |
|||
Step 01
Submit an Online Enquiry or Email us
Receive our MM2H Info Pack with company details, services, and required documents to assess program eligibility.
Step 02
Submit your documents for application
- Coloured Passport-Sized Photographs
- Copy of Passport Main Page
- Certified Marriage Certificate (for applicants with a spouse)
- Certified Birth Certificates (for children only)
- Criminal Clearance Letter/Certificate from a government
- Police Report from the country of residence or citizenship
Important: All copies must be certified as True Copies of Original Documents by an Embassy, High Commission, or Notary Public. The review process will take approximately 90 business days.
Step 03
Approval letter issued by Immigration
An Approval Letter issued by Immigration confirms your successful application, granting permission to proceed with the program, subject to conditions outlined within the letter.
Step 04
You arrive in Malaysia.
Upon arrival in Malaysia, complete the immigration procedures, collect your luggage, and proceed to settle into your new surroundings as per the requirements of your program or visa.
Step 05
We submit the supplementary documents to Immigration Department
- FD Certificate – Open a fixed deposit account with any bank in Malaysia.
- Medical Certificate – Possess a valid health insurance policy for Malaysia.
- Medical Report – Medical check up done with local Doctor.
- Purchase of property in Malaysia – Property price depend on category chosen
- We will assist and advise you in obtaining all these requirements.
Step 06
Get endorsement of Malaysia My Second Home MM2H Visa Stamp in passport
The visa issuance fee is payable as part of the application process. The duration of the pass will depend on the validity of your passport. We will assist in completing the visa stamping at the Immigration Department.
Malaysia Jia Finest Services
Choose Malaysia Jia for expert MM2H guidance, comprehensive property management, personalized service, and extensive local knowledge for a seamless experience.
Expert Guidance
We provide personalized support for a smooth MM2H application process and transition to Malaysia.
Comprehensive Support
We provide comprehensive property management, including maintenance, tenancy, rentals.
Extensive Knowledge
With expert knowledge of Malaysia’s property market, we help you find the ideal location and home.
Strong Network
Our local connections ensure efficient handling of procedures, from residency applications to property management.Testimonials
From property maintenance to tenant communication, their management services are top-notch. I no longer worry about the day-to-day; they handle everything seamlessly.
The MM2H application process seemed daunting, but Malaysiajia professional guidance made it so smooth. They found me the perfect home, and I couldn’t be happier!
Their property management team has been a lifesaver! I can confidently leave my property in their hands, knowing it's being well taken care of while I’m overseas.
APPLICATION CRITERIA
Frequently Asked Questions
Here are the answers to the frequently asked questions for those joining the revised programme introduced in 2024, with most details provided by the Malaysiajia team. These answers are tailored specifically for participants of this updated programme.
GENERAL
The rules were changed several years ago and you may now apply if you have a Malaysian wife/husband. It
should be noted that Malaysia does not accept same-sex marriages.
We have helped former Malaysian citizens apply for the visa without any problems
The government usually allows six months to collect the visa. You do not have to move to Malaysia immediately the visa is endorsed in your passport but those under 50 years of age are required to spend 90 days a year in the country. All approved applicants must purchase a property within one year of receiving approval.
If you are not married, you will have to apply separately and you will both need to qualify for the programme.
Unfortunately, having an MM2H visa does not entitle applicants to Permanent Residency and it cannot be converted to PR status.
Many websites are not updated and contain old information. We have been an agent since 2005 and update our website promptly so you can rely on the information it contains. If in doubt contact our help desk on this website.
It is possible to live in Malaysia on a very low monthly income but to enjoy a reasonably comfortable lifestyle a couple would need around RM10,000 (US$2400) a month
APPLICATION
There is currently no requirement to show proof of income or liquid assets. This condition was removed. However, you will need enough funds to place the fixed deposit and put down on a property. You should also consider the funds required for living expenses
That is not necessary as long as all required documents are submitted. Upon approval, applicants must come to Malaysia to have their passports endorsed (after a medical test by a doctor in Malaysia, placing the required fixed deposit, and arranging medical insurance).
The government has indicated a maximum of three months (13 weeks) but with a limited number of cases being approved under the new terms and conditions, we cannot confirm the average number of weeks.
FIXED DEPOSIT
The fixed deposit placement only has to be made by the main applicant. Dependents are not required to place one.
Most banks will want to see the conditional letter of approval to open the bank account. Setting up the FD account is simple but transferring the money from your home country to the bank account here can take several days. There are restrictions on how much cash you can bring into the country (currently US$10,000 equivalent).
There is no tax on the interest from the Fixed Deposits.
You may keep the interest on the Fixed Deposit. Interest paid to foreigners varies from bank to bank, but is currently around 3.0 percent.
It can be in either currency. The ringgit amount would be at the bank's daily conversion rate.
Partial withdrawal can be made at any time after the visa is endorsed in the passport. It can only be withdrawn for approved purposes – currently property purchase, education or medical expenses in Malaysia or domestic travel (air ticket hotel costs)
PROPERTY PURCHASE
Yes, it will be accepted but it will not qualify for withdrawal of 50% of the fixed deposit. In order to do this the sale and purchase agreement must be dated after the visa is endorsed.
Approved applicants have one year to buy a property. MM2H agents are expected to check this is done. Non-compliance may result in the visa being revoked.
It has to be a residential property. This includes SOHO apartments (‘Small office, home office’ designed for people who work from home) and service apartments. At this stage, it does not include senior living communities which usually require long-term tenancy agreements or membership fees.
It can be shared ownership with anyone who was listed on the conditional approval letter.
MINIMUM STAY IN MALAYSIA
The minimum stay requirement is only for those aged under 50. It does not apply to those over 50 or reach the age of 50 after joining the programme.
It required that the visa holder spend at least 90 days every year in Malaysia. The first year is on pro rata basis. Visa holders cannot average their days in Malaysia over the full period of the visa as they must meet this condition every year.
WORKING IN MALAYSIA
Only the Platinum MM2H visa allows people to work in Malaysia. The other visas do not permit it so while it is possible to invest and be a shareholder in a local company, working in any capacity is not permitted even holding the position of director. It you wish to work it would require converting your visa to an employment pass.
CHANGING PRINCIPAL
The new rules allow the principal to designate a dependent as successor upon their death but the mechanics of this have not yet been finalized. The government recommends preparing a will in Malaysia to facilitate transfer of any locally held assets.
